The Best Health Insurance

Health insurance is a controversial topic. What shouldn’t be controversial is your ability to protect your health and prevent yourself from getting sick. The best health insurance is a do-it-yourself plan to avoid conventional medicine and take your health into your own hands.

Unfortunately, many Americans are quite dependent on conventional medicine to treat illnesses. And the fact is the cost of medical care is skyrocketing with no real relief in sight. What healthcare insurance is better: the kind healthcare insurers provide or learning how to prevent disease or treat it yourself if you could?

Conventional Medicine In America

Our Nation is primarily focused on quick-fix treatments, instead of identifying the underlying causes of disease. Instead of focusing on prevention, doctors simply put a bandage over the problem by prescribing expensive drugs for temporary relief or to manage disease for the long term. However, these approaches do not cure illness. And synthetic medications generally have a host of side effects or, at the very minimum, are unnatural chemicals known to interfere with your sensitive hormone communications. This can weaken your immune system or cause an autoimmune reaction, the inflammation that leads to all chronic illnesses. Worse, this kind of medicine causes you to stay dependent upon pharmaceuticals.

Conventional medicine largely misses the important causes of chronic illness:

• Stress and how it adversely affects life processes and your immune system.
• Insufficient exercise.
• Excessive empty caloric intake from foods that are highly processed, refined, hydrogenated, denatured and/or otherwise unnatural.
• Exposure to thousands of environmental toxins.

The Cost Of Conventional Medicine

It’s interesting to compare U.S. spending on healthcare to other major industrialized countries. In 2009, Americans spent 17.6 percent of gross domestic product (GDP) on medical care. The next highest countries were: the Netherlands at 12 percent, France at 11.8 percent and Germany at 11.6 percent.

Yet American men have a life expectancy of 74.8 years — shorter than France, Germany, Australia, Austria, Canada, Ireland, Italy, Japan, Norway, Spain, Sweden and the United Kingdom (just to name a few).

In 2000, the United States ranked 37^th in the world for “quality of overall health” by the World Health Organization. With our enormous expenditures, we should have the best medicine in the world for reversing and preventing disease while causing minimal harm.

Prescription Drug Mistakes And Risks

Despite rising healthcare costs bombarding American consumers, there’s an even greater area of concern: prescription drug mistakes. MSNBC reported: “More than 1.5 million Americans are injured every year by drug errors in hospitals, nursing homes and doctor’s offices, a count that doesn’t even estimate patients’ own medication mix-ups.”

The report shows that, on average, each hospitalized patient is subject to at least one medication error per day despite “intense efforts to improve hospital care in the six years since the Institute [of Medicine] began focusing attention on medical mistakes of all kinds.”

The Affordable Care Act

You know that the Patient Protection and Affordable Care Act was recently upheld by the Supreme Court. Did you know that while this ensures hardworking, middle-class families will get healthcare “coverage” they deserve and “protects every American from the worst insurance company abuses,” it really does very little to protect them from getting disease? Unfortunately, it does extremely little to put emphasis away from the same old conventional drugs and surgery (and the medical-pharmaceutical complex) approach and toward self-dependency.

I have read the “preventive medicine” services covered under this new healthcare plan. [1] I discovered that tests that detect conditions only after they become disease are covered. Testing for early trends of disease starting to develop is not covered.

An example is the so-called “prevention test” called a fasting plasma glucose (FPG). As you read in myprevious article about detecting insulin resistance, the FPG test detects elevated blood sugar (diabetes). There are three other tests that are earlier measures of insulin resistance (which precedes diabetes).

Moreover, while it promotes a “healthy diet,” it creates little incentive for all Americans to understand the principles of real health and live them. How would it be if American doctors were paid to keep us well instead of paid for procedures that take place after we are drastically ill? Hmmmm, right?

Here is an applicable quote (by Dr. Bob Moorehead):

The paradox of our time in history is that we have taller buildings but shorter tempers, wider freeways, but narrower viewpoints. We spend more, but have less; we buy more, but enjoy less. We have bigger houses and smaller families, more conveniences, but less time. We have more degrees but less sense, more knowledge but less judgment, more experts yet more problems, more medicine, but less wellness. We drink too much, smoke too much, spend too recklessly, laugh too little, drive too fast, get too angry, stay up too late, get up too tired, read too little, watch TV too much and pray too seldom. We have multiplied our possessions, but reduced our values. We talk too much, love too seldom and hate too often. We have learned how to make a living, but not a life. We’ve added years to life not life to years. We’ve been all the way to the moon and back, but have trouble crossing the street to meet a new neighbor. We conquered outer space but not the inner space.

A Serious Look

It’s time to look seriously at health and healthcare fundamentally in a different way than the current medical system. The German physician Franz Mesmer (1734-1815) is reported to have said: “In the beginning, disease is difficult to recognize but easy to cure. In the end, disease is easy to recognize but difficult to cure.” Why wait until you have disease when you can discover it much earlier? You may not find that your insurance company covers what you really want and need.

One of the many benefits of living a truly healthy lifestyle is the freedom from dependency on the medical system. That’s right: no outrageous doctor bills, no harmful prescriptions and no diseases that should have been prevented.

It’s liberating to truly take control of your health and make the conscious decision to avoid the route many Americans choose, that of dependency upon the conventional medicine system and its insurance companies. You might want to think about being truly “covered” with the insurance that goes far beyond a monthly premium. I mean getting off synthetic drugs (or the need for them in the future) and knowing your risk of disease is approaching zero. This is what I mean by real health insurance.